Englewood, FL

Before joining Moors & Cabot in 2022, I worked for 11 years at Morgan Stanley Smith Barney and 10 years at Wells Fargo Advisors. By acting as a fiduciary for my clients, I evaluate their combination of potential income streams in retirement, whether they be fixed (pension, annuity or social security), or variable (lump sum rollover, 401k, IRA’s, business sale or investments). The advisor should educate the client to the pluses and minuses of each, establishing a plan for retirement with the highest likelihood for success based on the goals of the client. A well-built plan would include offense and defense while monitored on an on-going basis. Clients should expect to be able to communicate as needed with their advisor. Working at Moors & Cabot helps to ensure that there is no conflict of interest in the advice given to the client.

I hold a bachelors degree in biochemistry from SUNY Geneseo where I was a member of the Sigma Phi Epsilon fraternity. With an emphasis on continuing education, I also became a CERTIFIED FINANCIAL PLANNER™ practitioner in 2005. My wife, Leslie Appel, DVM, and I live in Ithaca, New York with our children Bailey (16) and Boden (15), where we are active in the community. Most weekends are spent coaching 20+ 9th graders with the TC HOOPS basketball program. I am an avid outdoorsman; other areas of interest include gardening, cooking, downhill skiing and golf. I also enjoy watching Bailey perform as a Senior Company Dancer with the Ithaca Ballet.

Bruce J. Scott is a seasoned financial advisor with a distinguished career in wealth management, investment strategies, and pensioned retirement planning. With over 30 years of military service, rising from Private to Lieutenant Colonel in both active duty and reserves, Bruce brings a deep understanding of the financial needs of veterans, military personnel, and government employees/retirees.

Armed with a Master’s degree in Wealth Management, Bruce specializes in helping individuals and families build, protect, and preserve their wealth. His expertise spans investment management, tax-efficient retirement planning, risk mitigation, and estate and legacy planning. Whether guiding young professionals, assisting clients transitioning to pension income, or advising high-net-worth individuals on wealth preservation, Bruce delivers tailored financial strategies that align with near and long-term goals.

Dedicated to staying ahead of industry trends and tax laws, Bruce ensures his clients receive up-to-date financial solutions. Outside of his professional life, he enjoys family time, philanthropic efforts, traveling, and relaxing at the lake.

Specialties:

• Investment Management

• Retirement Planning

• Tax Mitigation Strategies

• Estate & Legacy Planning

• Risk Management

• Wealth Preservation

Prior to joining Moors & Cabot, Lori was sole owner of an independent financial planning  practice, providing Investment and retirement income strategies. She is dedicated to helping families achieve their investment goals, manage their long-range plans, and retire successfully. Her clients include multigenerational families throughout the country.

After graduating from SUNY-Albany with a major in psychology and a minor in economics, Lori  began her career, helping establish a financial planning and insurance firm. After ten years, she  launched her own practice, Advisors for Financial Independence, LLC., and continued to grow  her business and strengthen her client relationships through the ups and downs of the markets for 30+ years.

Throughout the years, Lori has been a basketball coach, and earned her 1st and 2nd Degree  Black Belts in Taekwondo. She is an avid animal lover, enjoys watching college basketball,  football (Go Bills!), fishing and traveling with her partner of 25 years, Wilda.

As a Financial Advisor with Moors & Cabot, Chris offers investment advice to working individuals and Florida retirees, many of whom have a common bond through the boating community. Chris began his career with Dean Witter in 1991 and joined Moors & Cabot in 1999.

The solutions Chris offers include reserve fund investing for community associations, conservative growth tactics, income-focused investments, wealth preservation strategies, and portfolio risk alignment. Chris makes the process of investing easy for clients through a defined, 7-step process.

Chris was an Adjunct Professor at Daytona Beach Community College focusing on adult education and finance. He has co-authored a book on investing association reserve funds for the Community Association Institute (CAI). In addition, Chris’ passion for the water and boating has carried throughout his life. He founded a company called “Lazy Bunz” that focuses on water-centric products and currently authors a resource website called “Lazy Locations”.

Chris resides in Sarasota, FL, along with his wife and two sons. He grew up in Wyckoff, NJ, spending summers on the Jersey Shore before moving to Florida after college. He received a BS in Marketing from Jacksonville University and has gained immense knowledge and appreciation through time spent with the Coast Guard.